PayPal Pay in 3 creates simple, secure, fair and transparent credit and payment solutions that give shoppers more freedom. PayPal Pay in 3 allows you to own the things you want now, and pay for them in 3 simple instalments. All interest-free on purchases, which could be up to £2000.

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Type	Credit
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Country of Origin	UK
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Interest-free loan	Get a decision in seconds
Backed by	PayPal
Spread the cost	With Pay in 3, there’s no interest and no set up fees.* You won’t have to wait to see if you’re approved.
Eligibility	UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.
Pay in 3 FAQs	What exactly is PayPal Pay in 3? PayPal Pay in 3 is an interest-free loan that allows you to spread your purchase across 3 payments.